With millions of people facing serious debt problems, debt management is widely offered as a solution. But what are the pros and cons of management, and is it right for you?

Both debt consolidation and debt management are widely advertised as solutions to debt problems. What's the difference between them, and which one is right for you?

Credit scores can be destroyed by simple credit inquiries. Discover this valuable secret to help you keep your credit score from plummeting. Once you discover this little known technique you'll never look at credit the same way again. By Thomas Rendleman

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Having debt problems is a stressful and sometimes scary experience, and it's tempting to ignore the situation. Facing up to your debts is the first step to getting back on an even keel.

The process of filing for bankruptcy really only involves filling out a few forms, unlike misconceptions created by firms specializing in bankruptcy law that they absolutely must hire an expensive attorney in order to get rid of the money they owe.

Figures from the government are expected to show a record number of people declared themselves bankrupt this spring.

My debt consolidation story A Chase Saunders Case Study I owed ?60k on four loans and 11 cards, but paid it all off and am now debt-free. Here's how you can sort your debt problems. An easy to follow plan could help many relieve the burden of debt and high interest payments.

This article explains how you can be free of debt in 5 years. If you are struggling with repayments then an Individual Voluntary Arrangement or IVA may be the answer. Interest will be frozen and up to 75% of the debt can be written off!

UK becoming a 'nation of bankrupts' Figures from the government are expected to show a record number of people declared themselves bankrupt this spring. Financial services group KPMG predicts the number of people who went into insolvency in England and Wales between April and June rocketed to 27,000.