Companies giving loans are likely to rely on your credit rating than checking your income. Your rating is important when you apply for car loans, credit cards or any other loan.

Both debt consolidation and debt management are widely advertised as solutions to debt problems. What's the difference between them, and which one is right for you?

Debt consolidation is often portrayed as a simple way out of your debt troubles and money worries, but when is life ever that simple? There are drawbacks to consolidation that you need to bear in mind before making your decision to continue.

Being in debt can seem overwhelming, but there ARE ways of coping. This article gives brief details of some of the most popular debt strategies, helping you to decide which way forward is right for you.

Having debt problems is a stressful and sometimes scary experience, and it's tempting to ignore the situation. Facing up to your debts is the first step to getting back on an even keel.

With millions of people facing serious debt problems, debt management is widely offered as a solution. But what are the pros and cons of management, and is it right for you?

There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation.

Financial experts have long warned that personal debt is a timebomb waiting to go off. How did we get into so much debt?

Debt problems can seem overwhelming and impossible to confront, but it's only by acting positively that we can start to solve them. Find out how you can fight back against your debts.

The repossession of your home is the ultimate nightmare for people struggling with debts, but the good news is it's not an easy process to force through and is rarer than you may think. Find out the stages involved and how you can stop it happening to you.